Central de Educación

- Lo que debe saber acerca de su educación continua

Continuing Education Reductions

Have you ever used a navigation system? I have. Right now you might even say GPS is my constant companion. Let me explain. I am new to Florida, so every day I am learning more and more about my surroundings. GPS has taken me to some amazing destinations, white sandy beaches, cozy cafes, quaint walking trails and the grocery store. If it were not for GPS, I would often be lost.

Just as it is taking me time to become familiar with my surroundings, new licensees need time to learn their profession. One program specifically designed to help licensees is continuing education. For all lines except Title, during the first six (6) years of licensure 19 elective credit hours are required. This requirement allows a licensee to focus on learning their profession.

Once a licensee has been licensed for six (6) or more consecutive years in Florida, or after their third continuing education cycle, their CE requirement is automatically reduced to 15 elective hours.

Florida also recognizes long-time licensees. A licensee that has been licensed for 25 years or more in any state and has a CLU or a CPCU or has a Bachelor of Science degree in risk management or insurance with evidence of 18 or more semester hours in insurance-related courses, their CE requirement is reduced to 5 elective hours in addition to the 5 hour law and ethics course.

If you meet these requirements, you will need to complete the reduction form found on our website at http://www.myfloridacfo.com/Division/Agents/ to apply. Once the form is completed and your qualifications have been verified, the reduction will be applied to your CE cycle.

In addition to the requirements listed above, each licensee, except title agents, must complete a 5-hour law and ethics course every two years.

Are You Compliant with Your CE or Not?

To be CE compliant requires more than just taking CE courses. Below are a few suggestions for remaining CE compliant:

CE requirements change. You should regularly review your CE status through your Mi Perfil account. Your total hours have specific allocation requirements that must be met. Be sure to take all the right categories of CE courses.
Check for late hours. Hours taken after your due date will still post on your compliance evaluation screen, but they will be noted as "Late". Though your hours requirement may have been met, late completion of your continuing education requirement will result in penalties.
Check prior evaluation periods. Always check previous compliance periods to make sure you are not delinquent for a prior period. Be sure to click on VIEW ENFORCEMENT NOTICE just below the Not Compliant text to check for any outstanding fines.
Check your transcript. The same course cannot be taken with the same provider within a three-year period and receive credit. This is noted on your transcript as a duplicate course. You will need to take a different course to meet your CE requirement.

We wish you success in completing your hours to remain knowledgeable in an ever-changing insurance market. And remember, your CE compliance date is your DUE date, not your DO de la agencia.

Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your Mi Perfil account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your Mi Perfil account versus the public search option, which limits the results to the first 100 course offerings.