- Lo que debe saber acerca de su educación continua
If you have 25 or more years experience as a licensed insurance representative and have met one of the following additional educational requirements, you may qualify for a reduction of hours in your CE requirement.
You must apply and be approved to receive this reduction. To apply, completely fill out the Application for CLU/CPCU/College Degree & Experience Status form (DFS-H2-1109). Proof of obtaining a CLU, CPCU, or college degree in risk management insurance needs to be provided with your application in one of the following formats:
Reductions are not applied retroactively. They will only be applied to current and future CE compliance cycles from the date of approval. Those who are approved for the 25-year reduction will only be required to complete ten hours of continuing education every two years.
The reduction reduces the amount of total hours due, but the adjustment is made in the optional or elective course requirement. It does not reduce the amount of hours due for specifically required courses, such as the 5-hour update course, three hours of senior suitability, three hours of ethics, or one hour of mitigation for applicable compliance cycles.
The following license types do not qualify for a 25-year reduction: Customer Representative, Limited Customer Representative, Title, Industrial Fire and Burglary, and Bail Bond. A licensee holding any of these license types would need to hold another license type that does qualify for a reduction to receive it.
Taking a duplicate CE course could cost you time and money.
Current law prohibits a licensee from receiving duplicate credit for the same course within a three year period. This means the course will not be applied towards any of your CE requirements. If a duplicate course is not caught in time, it could result in you not completing your CE requirement on time. That could further result in possible fines, having to take additional courses, or even losing all of your appointments.
What is a duplicate course? A duplicate course is the same course taken through the same education provider and is recognized by having the same approved course ID#. Some courses are similar in nature; however, vary in material. For example: two senior suitability courses offered by different providers are not considered duplicate courses. Also, two similarly named courses offered by the same provider are not duplicate courses if they have different course ID#s.
To help prevent the detrimental consequences of taking a duplicate course, here are some suggested practices to assist you in catching a possible duplicate course before taking one:
Whenever in doubt, don't take the course. Search the Department's database for other courses that could meet your requirement. When a duplicate course is taken, a red error warning is printed below the course on your transcript in your Mi Perfil account. Additionally, we will email you to inform you that the credit could not be applied to your CE requirement since it was a duplicate course. Therefore, monitor your transcript regularly to make certain you didn't inadvertently complete a duplicate course.
If you have ever felt confused about what it means to be continuing education (CE) compliant, you are not alone. That's why we are continuously finding and implementing ways to help you with this. To be CE compliant requires more than just taking CE courses. Below are a few often overlooked suggestions for remaining CE compliant.
We wish you success as you continue to complete your hours to remain knowledgeable in an ever-changing insurance market. And remember, your CE compliance date is your DUE date, not your DO de la agencia.
Looking for continuing education (CE) courses to be sure you get all your hours completed? Our online course search can easily help you by listing those courses approved by the Department.
Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your Mi Perfil account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your Mi Perfil account versus the public search option, which limits the results to the first 100 course offerings.
The Division of Agent and Agency Services' redesigned website went live on August 1, 2012. We continue to receive traffic to the old site. We've identified that much of this traffic comes from links on education providers' websites. Currently, customers who attempt to access the old website's homepage are automatically redirected to the new website. The redirect on the old site to the new site will be removed very soon. Please be sure to update any links you have to our website on your website or your materials to go to www.MyFloridaCFO.com/Division/Agents. This will help prevent confusion when we take down the old site.