Titular de Insurance Insights
Volume 4, No. 7 - July 2015

Central de Educación

- Lo que debe saber acerca de su educación continua

How to Keep CE non-compliance from Costing You Your Job

Now that you have worked so hard to get your license the last thing you want to do is lose it. One of the most important things to remember is the completion date of your continuing education (CE) requirements. You have two years to complete each CE requirement cycle, but don’t make the mistake of procrastinating until the last minute, then blame the dog for eating your homework when you fail to comply. It is important to know your due date but not completing any CE until the last minute could create unintended consequences to your license standing. A good rule of thumb is to complete your CE requirements as early as possible so if you run into any issues, you won’t be scrambling at the last minute to get them resolved.

If you wait too long and fail to comply with CE requirements, several negative actions may occur: you may be charged a $250 fine, or face termination of your appointments. Either could create a burden on you and your employer. The Florida Insurance Code requires that a licensee maintain at least one appointment order to lawfully conduct insurance business. Lack of an appointment clearly places you and your employer in an undesirable position. If you lose your appointment(s) and eventually complete your CE requirements your employer will be required to reappoint you be charged a $60 fee per appointment. Appointments are made at the discretion of your employer and it may choose not to reappoint you. Finally, after you have not held an appointment for 48 consecutive months your license will automatically expire and you will need to reapply for a license as a first time applicant. Don’t find yourself playing the lead role in this scenario.

The responsibility to maintain your license requirements falls on your shoulders. An important resource the Department offers to keep you updated is your Mi Perfil account. Make it a habit to log-in regularly to review what is there. Mi Perfil is the main portal the Department uses to communicate with you about your license and review your CE requirements. You can check your CE status by clicking on the blue button labeled ‘Click to check CE Status’ - you will find your due date, your individual requirements and any completed course credits that have been applied to your transcript.

We understand that you may forget to check your Mi Perfil account and or read Department emails. The Department sends correspondence to you that is important for you to read. If you receive a Department message via email or in your Mi Perfil account, take the time to read it. If you don’t understand what you are reading or how it may affect your license, call our Helpline at 1-877-693-5236 for assistance. Monitoring your CE status could mean the difference between earning a paycheck or not.

Are You Compliant with Your CE or Not?

To be CE compliant requires more than just taking CE courses. Below are a few suggestions for remaining CE compliant:

  • CE requirements change. You should regularly review your CE status through your Mi Perfil account. Your total hours have specific allocation requirements that must be met. Be sure to take all the right categories of CE courses.
  • Check for late hours. Hours taken after your due date will still post on your compliance evaluation screen, but they will be noted as "Late". Though your hours requirement may have been met, late completion of your continuing education requirement will result in penalties.
  • Check prior evaluation periods. Always check previous compliance periods to make sure you are not delinquent for a prior period. Be sure to click on VIEW ENFORCEMENT NOTICE just below the Not Compliant text to check for any outstanding fines.
  • Check your transcript. The same course cannot be taken with the same provider within a three-year period and receive credit. This is noted on your transcript as a duplicate course. You will need to take a different course to meet your CE requirement.

We wish you success in completing your hours to remain knowledgeable in an ever-changing insurance market. And remember, your CE compliance date is your DUE date, not your DO de la agencia.

Cómo Buscar Cursos de EC Aprobados

Looking for continuing education (CE) courses to be sure you get all your hours completed? Our online course search can easily help you by listing those courses approved by the Department.

  1. Ingrese a nuestro sitio web en www.MyFloridaCFO.com/Division/Agents.
  2. Haga clic en Mi Perfil en el panel izquierdo e inicie sesión en su cuenta.
  3. Desde la bandeja de entrada de Mi Perfil, haga clic en Localizar en la parte superior izquierda. Luego haga clic en Cursos Ofrecidos Futuros.
  4. Seleccione la Autorización para el Curso para el tipo de licencia que tiene o el curso que necesita hacer.
  5. También tiene otras opciones como Método de Estudio y Ubicación para reducir los resultados de la búsqueda.
  6. Si hace clic en Realizar una Búsqueda Avanzada, accederá a opciones adicionales para reducir los resultados de su búsqueda, como Fecha del Curso y Nivel del Curso.

Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your Mi Perfil account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your Mi Perfil account versus the public search option, which limits the results to the first 100 course offerings.