Titular de Insurance Insights
Volume 4, No. 11 - November 2015

Central de Educación

- Lo que debe saber acerca de su educación continua

What is an Elective CE Course?

Compliance cycles, ending October 31, 2014 and later, rolled out new continuing education requirements for Florida licensees. The main course being offered in the new compliance cycle is the 5-hour Law and Ethics course. Florida licensees are required to complete a 5-hour Law and Ethics course applicable to their license type. Please note title insurance agents are not included in the 5-hour course requirement and therefore, must complete courses that are approved in the line of title insurance.

What about all of those other courses listed? These courses are elective credits available in the new compliance cycle. An elective course is any approved continuing education course. Public adjusters are required to complete elective courses designed specifically for them.

The Department’s new guidelines allow you to learn more about topics that interest you. Some examples of topics that you can learn more about include: risk management, disaster preparedness, ethics, policy contracts, current case law and much more!

Our online course search can help you search for continuing education courses approved by the Department. To use the online search:
1. Visit our website at www.MyFloridaCFO.com/Division/Agents.
2. Click on Mi Perfil on the left panel and log in to your account.
3. Once in your MyProfile inbox, click on "Locate" at the top left. Then click on Future Course Offerings.
4. Select the Course Authority for the type of license held or course you need to take. This will pull up all the approved courses, even for different course authorities that you can take as an elective under your Course Authority.
5. You can also make other choices, like Study Method and Location, to narrow your search results.
6. If you click on Perform an Advanced Search, you will have additional options to narrow your search results, such as Course Date and Course Level.

Are You Compliant with Your CE or Not?

To be CE compliant requires more than just taking CE courses. Below are a few suggestions for remaining CE compliant:

  • CE requirements change. You should regularly review your CE status through your Mi Perfil account. Your total hours have specific allocation requirements that must be met. Be sure to take all the right categories of CE courses.
  • Check for late hours. Hours taken after your due date will still post on your compliance evaluation screen, but they will be noted as "Late". Though your hours requirement may have been met, late completion of your continuing education requirement will result in penalties.
  • Check prior evaluation periods. Always check previous compliance periods to make sure you are not delinquent for a prior period. Be sure to click on VIEW ENFORCEMENT NOTICE just below the Not Compliant text to check for any outstanding fines.
  • Check your transcript. The same course cannot be taken with the same provider within a three-year period and receive credit. This is noted on your transcript as a duplicate course. You will need to take a different course to meet your CE requirement.

We wish you success in completing your hours to remain knowledgeable in an ever-changing insurance market. And remember, your CE compliance date is your DUE date, not your DO de la agencia.

Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your Mi Perfil account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your Mi Perfil account versus the public search option, which limits the results to the first 100 course offerings.