Central de Educación
Taking Continuing Education to a New Level
Are you ready to take your continuing education experience to a new level? Start considering the course level when selecting classes. When a continuing education course is approved, a course level of Basic, Intermediate, or Advanced will be assigned to the course.
Prior to April 2017 class levels carried a critical meaning. Any licensee who was licensed for more than 6 years could not receive credits for completing a basic level class. That has changed. Now the content level assigned to a class has no implication on the awarding of credits for any licensee.
So why pay any attention to it? The answer is, to help licensees make the most of their continuing education experience and build the solid profession they desire.
The assigned course content level may help in choosing if the perspective class will provide the information needed for a licensee based on his/her career goals.
An advanced level course is generally geared to meet the needs of a licensee who is well established in a line of insurance. Advanced level classes will usually provide complex analysis, case studies, and application of insurance related laws, scenarios, cases, policies and other documents, etc. These courses may also compare/contrast and interrelate insurance with other fields of study. Someone who wants to go deeper in his/her understanding of a line of insurance, wants to master a specific aspect of insurance, or simply wants something challenging may benefit from taking an advanced level course.
An intermediate level course is generally geared to meet the needs of a licensee who understands the basic concepts of a line of insurance; however, wants more information on how to apply those concepts in various common scenarios encountered. Intermediate level classes will usually provide real life application of insurance policies and laws. These courses are known for providing examples, illustrations, and case studies. Someone who wants to enhance his/her experience and knowledge in a line of insurance may benefit from taking an intermediate level course.
A basic level course is generally geared to meet the needs of a licensee who is new to or is still learning the basic concepts of a line of insurance. Basic level classes will usually provide definition and foundational explanation of common insurance concepts. These courses typically introduce common policy provisions and insurance laws that govern the industry. However, these courses are no longer just for newly licensed individuals. Recent law changes allowing elective credits for licensees (except title agents and public adjusters) regardless of course content, now make basic level courses a possible good fit for anyone. For example, someone who is seasoned in one line of insurance but has potential interest in another line, may benefit from taking a basic level course in that potential new line of insurance.
Understanding course levels will help you meet your continuing education needs whether you're wanting to deepen your current knowledge or branch out.
Don't forget that every 24 months you will at least need to take a 5-hour Law and Ethics update course in a specific line of insurance for which you are licensed.
Any questions or concerns may be forwarded to Education@MyFloridaCFO.com
Are You Compliant with Your CE or Not?
To be CE compliant requires more than just taking CE courses. Below are a few suggestions for remaining CE compliant:
CE requirements change. You should regularly review your CE status through your Mi Perfil account. Your total hours have specific allocation requirements that must be met. Be sure to take all the right categories of CE courses.
Check for late hours. Hours taken after your due date will still post on your compliance evaluation screen, but they will be noted as "Late". Though your hours requirement may have been met, late completion of your continuing education requirement will result in penalties.
Check prior evaluation periods. Always check previous compliance periods to make sure you are not delinquent for a prior period. Be sure to click on VIEW ENFORCEMENT NOTICE just below the Not Compliant text to check for any outstanding fines.
Check your transcript. The same course cannot be taken with the same provider within a two-year period and receive credit. This is noted on your transcript as a duplicate course. You will need to take a different course to meet your CE requirement.