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  Vol. 7 No. 5 September 2018

Central de Educación

A little more than 24

Acquiring new prospects, delivering sales pitches, obtaining proof of loss and settling claims are some of the many activities that fill the minds and days of insurance professionals. These activities are vital; however, it is Benimportant to not miss an essential element of practicing insurance. That is continuing education.

Benjamin Franklin once said "An investment in knowledge pays the best interest."

Franklin's comment is a reminder that if one commits effort to continuing his or her professional education, there will be big return. This means a licensee can benefit a little more than just the twenty-four. That's right. Rather than just getting another 24 hours of credit added to your transcript every two years, you'll gain even more in your career. Here are some examples of the professional return from completing insurance continuing education:

1) Confidence. Being up to date on current trends and rules could boost a licensee's confidence as an insurance professional. Picking a class that covered the changes to risk exposure for clients could increase a licensee's ability to better articulate them.

2) Perspective. A licensee's perspective of how the insurance industry functions could deepen with more understanding of historical occurrences that have shaped the current insurance landscape. Picking a class that covers case law or past claim settlements could enhance a licensee's view of the moving parts that impact the insurance industry.

3) Professionalism. A licensee could be better prepared to handle any ethical challenges he or she might face in the insurance industry by remaining educated of the ethical dilemmas that are occurring. Picking a class that covers legal updates and ethics could help a licensee be aware of potentially compromising situations and make the most professional decision in those cases.

It's good to know that a licensee can get a lot more out of completing continuing education courses than just credits posted to his or her transcript. A licensee can consider what would be beneficial to his or her insurance career and carefully choose a class that could help meet that need. Find your next CE course aquí.

Are You Compliant with Your CE or Not?

To be CE compliant requires more than just taking CE courses. Below are a few suggestions for remaining CE compliant:

CE requirements change. You should regularly review your CE status through your Mi Perfil account. Your total hours have specific allocation requirements that must be met. Be sure to take all the right categories of CE courses.

Check for late hours. Hours taken after your due date will still post on your compliance evaluation screen, but they will be noted as "Late". Though your hours requirement may have been met, late completion of your continuing education requirement will result in penalties.

Check prior evaluation periods. Always check previous compliance periods to make sure you are not delinquent for a prior period. Be sure to click on VIEW ENFORCEMENT NOTICE just below the Not Compliant text to check for any outstanding fines.

Check your transcript. The same course cannot be taken with the same provider within a two-year period and receive credit. This is noted on your transcript as a duplicate course. You will need to take a different course to meet your CE requirement.
We wish you success in completing
your hours to remain knowledgeable in
an ever-changing insurance market. And remember, your CE compliance
date is your DUE date, not your DO date.

Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your Mi Perfil account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your Mi Perfil account versus the public search option, which limits the results to the first 100 course offerings.

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