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  Vol. 9, No. 4 - December 2020

Central de Educación

Staying Educated During Changing Times

This year has shown us that unexpected changes are a part of our lives. There have been many changes in the insurance industry as a result of COVID-19. The changes include increases in remote learning and working, to modifications to how personal and sporting events are conducted.

The insurance industry has not been immune and has had to make necessary changes to adapt to the effects of the COVID-19 pandemic.

These changes that have impacted our industry reemphasize the ever-present need to keep our education updated. Our education providers have been responsive by offering classes related to the impact of the pandemic. Below are examples of topics directly related to the pandemic:

  • Claims handling
    • Impact on supply chains
    • Conducting recorded statements and depositions in a virtual world
  • Increase in cyber security threats
  • Surges in certain types of claims due to the corona virus
  • Impacts to clients’ financial positions and risk tolerance
  • Impacts to underwriting certain types of risks including life, health and business interruptions
  • Government involvement in insuring future pandemic related losses

This may be good time to search for courses that provide educational opportunities about changes within the insurance industry and the possible impact your clients' risk exposures, and how you may need to adjust your business activities.

To search for courses, go to our website or go to this link https://dice.fldfs.com/public/pb_srch_adv.asp, and select a course authority related to the line of insurance applicable to you. The search results provide the following information for each course offering to help you decide which course to enroll in:

  • Course name
  • Dates courses are offered
  • Study method (In person or self-study) Note: Webinars have "Webinar" listed in the course title
  • Approved educational provider
  • Location of course
  • Name of Instructor

If you have any questions about a course, you may reach out to the approved educational course provider or email us at Education@MyFloridaCFO.com.

Are You Compliant with Your CE or Not?

To be CE compliant requires more than just taking CE courses. Below are a few suggestions for remaining CE compliant:CE shrug

CE requirements change. You should regularly review your CE status through your Mi Perfil account. Your total hours have specific allocation requirements that must be met. Be sure to take all the right categories of CE courses.

Check for late hours. Hours taken after your due date will still post on your compliance evaluation screen, but they will be noted as "Late". Though your hours requirement may have been met, late completion of your continuing education requirement will result in penalties.

Check prior evaluation periods. Always check previous compliance periods to make sure you are not delinquent for a prior period. Be sure to click on VIEW ENFORCEMENT NOTICE just below the Not Compliant text to check for any outstanding fines.

Check your transcript. The same course cannot be taken with the same provider within a two-year period and receive credit. This is noted on your transcript as a duplicate course. You will need to take a different course to meet your CE requirement.

We wish you success in completing your hours to remain knowledgeable in an ever-changing insurance market. And remember, your CE compliance date is your DUE date, not your DO date.

Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your Mi Perfil account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your Mi Perfil account versus the public search option, which limits the results to the first 100 course offerings.

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