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Gallagher to Palm Bay Tornado Victims: State’s Storm Hotline Ready to Assist

2/28/2005

CONTACT: 
Bob Lotane or Nina Banister   
(850) 413-2842
    
TALLAHASSEE- Florida's Chief Financial Officer Tom Gallagher is urging residents in Palm Bay whose homes were damaged by Sunday's tornado to call the Department of Financial Services' storm hotline at 1-800-22-STORM if they need help checking the licensure of an adjuster or filing an insurance claim.
 
Un tornado con vientos de hasta 112 mph azotó Palm Bay el domingo pasado por la tarde, dañando al menos a dos docenas de hogares y dejando unos 14 inhabitables, de acuerdo con informes de la policía local. 
 
"Our consumer specialists are available to help answer questions about insurance adjusters or what steps to take before an adjuster arrives," Gallagher said.  "I would especially urge residents to be particularly wary if any adjuster or contractor demands cash and to read and understand contracts before signing."
 
Gallagher recomienda que los propietarios de viviendas tomen las siguientes medidas si han sufrido daños por tornados:
 
• Make emergency repairs to protect from further damage, document the damage and repairs in writing, and with receipts and photos.
• Immediately report property damage to your insurance agent and company.
• Gather copies of your household inventory and other documentation, including photos.  Esto ayudará al perito a tasar el valor de la propiedad destruida.
• Si debe abandonar su vivienda debido a los daños sufridos, notifique a su agente o compañía de seguros sobre su dirección postal a la cual debe remitirse la correspondencia y el número de teléfono provisorios.
•  Tenga cuidado con las empresas de reparaciones improvisadas. Hire licensed and reputable service people.
• If considering the assistance of a public insurance adjuster, verify that they are licensed by calling the department's storm hotline.
• Be sure you understand how much a public insurance adjuster is charging and what services are included before signing any contract.